If a bank will finance you at a normal interest rate, finance is usually cheaper over the term.
No credit-score hit · 60 seconds
If a bank will finance you at a normal interest rate, finance is usually cheaper over the term. Rent-to-own costs more but approves on income instead of credit record, includes insurance, tracker and service, and has no balloon, which makes it the better route for people the banks turn down.
If your credit score is good, your income is on a payslip and you can pay the deposit, bank finance is usually the cheapest way to own a car. Shop around and avoid big balloons.
If you were declined, are blacklisted, under debt review, self-employed or new to credit, rent-to-own gets you a car now. Choose a provider that shows the full price, has no balloon and includes insurance and service.
2022At the end of the term: buy it for R5 000, or hand it back. No balloon.
2023At the end of the term: buy it for R5 000, or hand it back. No balloon.
2021At the end of the term: buy it for R5 000, or hand it back. No balloon.
Photos are illustrative. Weekly amounts include VAT. The exact amount is confirmed in writing before you sign.
We read every complaint about rent-to-own in South Africa: surprise fees, balloon payments, cars stuck at the workshop while the debit order keeps running. Then we wrote the opposite into our deal.
Weekly amount, deposit, term, the price to buy it at the end, and where every rand goes: the vehicle, insurance, service, licence and our margin. Your price card is locked in writing for 7 days.
At the end you can buy the vehicle for a fixed price written into your agreement on day one: R5,000 for a car, R500 for a bike. No R40,000 surprise.
Had a good season? Ask for an early buy-out quote and own it before the term ends. Most rent-to-own deals make you sit out the full contract.
Drivers do 1,200 km a week. We don’t cap the kilometres you earn with.
If a repair takes more than 24 hours, you get a loan vehicle or that week is free. Never pay for a car or bike you can’t earn with.
Can’t pay one week? WhatsApp us that day. Once a year you can move one payment to the end of your term, no penalty, no fight.
PrDP and operating-licence help for e-hailing, the right insurance cover, and the papers in your hands for every roadblock.
One named account manager, a reply the same day, a reminder before every debit and a statement every month.
60 seconds, on your phone. No credit-score hit.
On WhatsApp, same day. Send your documents as photos.
Weekly amount, deposit, term and total, before you sign.
Most approved customers collect in 2–5 working days.
Usually yes over the full term, because the provider carries the credit risk and includes insurance and service. Compare total prices, not weekly amounts.
Yes. If your credit improves, ask us for an early buy-out quote and switch whenever it suits you.
Find out in 60 seconds if you qualify. No credit-score hit, no obligation.