While you’re under debt review you can’t take new credit, but you still need to get to work. Rent-to-own is a rental with one fixed weekly amount.
No credit-score hit · 60 seconds
Rent-to-own is a rental agreement, not a credit agreement, so it isn’t new debt. At the end you can buy the car for a fixed R5,000.
People under debt review with a steady income. Take-home pay from R9,000 a month (or average turnover from R15,000 if self-employed), after your debt-review instalment.
From R1 795 a week, all-in. We check that the amount fits next to your debt-review payment.
A first answer in 60 seconds, a full answer within 24 hours.
While you are under debt review you may not take on new credit, such as vehicle finance. A rental is not credit, so a rent-to-own car is one of the few legal ways to get your own transport.
Tell your debt counsellor before you sign. A good rent-to-own provider will check that the weekly amount is affordable after your debt-review instalment, so you don’t fall behind on either.
Instead of your credit record, we look at three months of bank statements:
Tshwane drivers fall under the same Gauteng operating-licence enforcement as Johannesburg, so paperwork matters from day one. We deliver and service vehicles across Pretoria and the rest of Gauteng, including Centurion, Hatfield, Menlyn, Mamelodi, Soshanguve, Atteridgeville and Akasia.
You apply online, send your documents as photos on WhatsApp and collect your vehicle in 2–5 working days after approval. No branch visits.
2022At the end of the term: buy it for R5 000, or hand it back. No balloon.
2023At the end of the term: buy it for R5 000, or hand it back. No balloon.
2021At the end of the term: buy it for R5 000, or hand it back. No balloon.
Photos are illustrative. Weekly amounts include VAT. The exact amount is confirmed in writing before you sign.
We read every complaint about rent-to-own in South Africa: surprise fees, balloon payments, cars stuck at the workshop while the debit order keeps running. Then we wrote the opposite into our deal.
Weekly amount, deposit, term, the price to buy it at the end, and where every rand goes: the vehicle, insurance, service, licence and our margin. Your price card is locked in writing for 7 days.
At the end you can buy the vehicle for a fixed price written into your agreement on day one: R5,000 for a car, R500 for a bike. No R40,000 surprise.
Had a good season? Ask for an early buy-out quote and own it before the term ends. Most rent-to-own deals make you sit out the full contract.
Drivers do 1,200 km a week. We don’t cap the kilometres you earn with.
If a repair takes more than 24 hours, you get a loan vehicle or that week is free. Never pay for a car or bike you can’t earn with.
Can’t pay one week? WhatsApp us that day. Once a year you can move one payment to the end of your term, no penalty, no fight.
PrDP and operating-licence help for e-hailing, the right insurance cover, and the papers in your hands for every roadblock.
One named account manager, a reply the same day, a reminder before every debit and a statement every month.
60 seconds, on your phone. No credit-score hit.
On WhatsApp, same day. Send your documents as photos.
Weekly amount, deposit, term and total, before you sign.
Most approved customers collect in 2–5 working days.
Yes. Rent-to-own is a rental, not new credit. YeboAuto checks that the weekly amount fits next to your debt-review instalment and delivers across Pretoria.
A rental is not new credit, but we recommend telling your debt counsellor so your budget plan includes it.
Nothing changes: you keep paying the same weekly amount, and at the end you can buy the car for R5,000. You can also ask for an early buy-out quote.
Find out in 60 seconds if you qualify. No credit-score hit, no obligation.